Manufactured Home Insurance

Provides comprehensive cover for your Manufactured Home, including accidental damage as standard.

 Accidental Damage

  • wine spilt on your carpet
  • coffee spilt on your computer or other electronic devices
  • breakage of glassware, porcelain, china, crystal and mirrors whilst in use or being carried by hand
  • dropping a DVD player whilst carrying from one room to another

✔ Cost of Relocation

  • if the park is forced to close due to enforcement of a local government ordinance or bankruptcy of the owner of the park we will contribute up to 10% of the home sum insured towards the cost of relocating your home to another park

✔ Delivery & Installation Costs

  • we pay the costs incurred following total destruction

✔ Escape of water or liquid

  • the cost to repair damage caused by water escaping from a burst pipe or hot water service
  • the cost to repair damage caused by an overflowing sink or washing machine

✔ Fire damage

  • the cost to repair damage caused by smoke and water

✔ Mechanical/Electrical Breakdown

  • The cost of repairs for mechanical and electrical breakdown of home and contents items

✔ Personal Portable Valuables

  • we will cover personal items away from your home if requested

✔ Removal of Debris

  • we pay the cost to remove debris from your site after your home is damaged

✔ Replacement of external locks & keys

  • we pay the cost to replace the locks & the keys which fit them if your keys are stolen from your home

✔ Storm, Hail or Lightning damage

  • damage to TV aerials or masts and satellite dishes, gates & fences
  • damage caused by storm/rain water seeping through walls, roofs or floors
  • hail damage to external paintwork

✔ Theft or Malicious damage

  • the cost to repair any damage caused by thieves
  • contens stolen from your home

 $20,000,000 legal liability

  • if you live in your home building we cover your liability anywhere in Australia
  • if you do not live in your home building we cover your liability in the building and anywhere in the park if you are not insured under another policy
  • we cover your legal liability if you baby-sit children
  • we cover your legal liability imposed under most site agreements

Click here to view the KEY FACTS SHEET for this policy

(Please refer to policy wording for any limits that may apply)


Manufactured Homes

A manufactured home is used mainly for residential purposes and is permanently situated on a home site.

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On-site Vans & Cabins

An on-site van is a caravan that was originally built for use on public roads but has been de-registered and is now used as a home on a site.

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A motorhome is a type of self-propelled recreational vehicle which offers living accommodation combined with an engine.

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