Specialist insurance for over 50's in land lease communities. Affordable coverage for manufactured homes, caravans, and cabins.
Get a quote now and begin to live your best land lease life.
Specialist insurance at an affordable price. We make it easy, find out how.
Flexible and convenient ways to pay including online, or find out other ways to pay.
We make it simple to lodge a claim. A few details and 10 minutes is all it takes.
MHIA have been insuring residents within land lease communities for over 30 years, we understand the importance of insuring your number one possession - your home. Click below to get a quote.
Cover for your home building and contents, including cover for storm, bushfire and more.
Specialised insurance cover for homes in land lease communities. We automatically include cover that some insurers charge extra for.
Insurance for your cabin, or home built before 1990 - either your permanent residence or a holiday property. We've got you covered.
Cover for your on-site caravan including your annex. Whether it's your permanent residence or a holiday property. MHIA have got you covered.
When you speak to someone at MHIA, you're speaking to a local. We're located right here in Australia.
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Don't pay extra for convenience. You can choose monthly instalments at no extra charge.
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Our dedicated claims team are ready to take your call! Need to make a claim outside of our office hours? You can right here on our website.
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You can have your cake, and eat it too - all our policies are underwritten by Lloyds of London.
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We love our community, that's why we sponsor industry awards and support community events.
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Our specialist team are ready and waiting for you to call. No automated robots, no overseas call centres. Real people, ready to help.
You should insure your home for what you believe it will cost to replace in the event of a total loss, plus a buffer for site clean-up. We cannot advise you exactly what to insure your home for, given your unique circumstances. If you need to know an exact price, we recommend you speak to a financial adviser, insurance broker, or your Village Manager.
We have also have a calculator that you can use to get an estimate.
Please note: This calculator is provided by Cordell Information Pty Ltd. No warranties or guarantees of any kind are provided by MHIA.
MHIA recommends speaking to an insurance broker or financial advisor if you require personal advice, including calculating an accurate estimate for your home replacement cost.
Increasing your excess may reduce the cost of your premium, however there are many other factors that affect your insurance premium, including building materials, age of the home etc. Policies are also subject to minimum annual premiums.
MHIA uses the Insurance Council of Australia's standard definition of flood. As of the 18th of June 2012 flood is defined as -The covering of normally dry land by water that has escaped or been released from the normal confines of:
MHIA has been a specialist insurer of land lease homes for over 30 years. We understand the special circumstances under which land lease agreements operate. When we make underwriting decisions such as what categories of protection we offer, we try to make our cover as comprehensive as possible, while continuing to offer an affordable price.
Due to the nature of flooding and the unpredictablity associated with it, we have made the business decision not to cover flood. In doing so we are able to offer more competetive rates to our clients.