4 reasons why you should insure your cabin with a specialist insurer | MHIA Insurance
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4 reasons why you should insure your cabin with a specialist insurer

Finding a home and contents insurer for your cabin or holiday cabin that is both affordable and meets your unique needs can be difficult. Here are 4 major reasons why choosing a specialist insurance provider like MHIA may give you amazing cover for less compared to the big general insurers.

3 minute read

Cabins and on-site caravans represent an investment opportunity for people looking to expand their property and investment holdings as well as a brilliant way to establish a permanent getaway spot. Not only can you open them up to individuals looking to enjoy a wonderful holiday, you can take full advantage of the property yourself for your own enjoyment! However, choosing the right home and contents insurance to suit your needs can be a tricky task. That's why it's important to consider an insurance provider like MHIA that specialises in cabins and on-site caravans in holiday parks.

1. Experience with cabins in holiday parks

One of the biggest advantages of choosing a specialist insurance provider like MHIA is their in-depth knowledge of the unique risks associated with cabins and on-site caravans within holiday parks. Given they may be located in well forested and waterside locations it is particularly important for your insurer to have a deep knowledge of what can impact your property. Considering that the location might be quite far from your primary residence events like burst pipes, severe storms, bushfires, and burglary can all have an impact. By insuring with a specialist insurer like MHIA, you can rest assured that you're receiving tailored coverage that takes these risks into account.

2. Competitive, specialised and affordable cover

Choosing a specialist insurance provider like MHIA doesn't just ensure you're getting tailored coverage. It may mean that you can save money on your premiums, gain access to support and service staff more easily over the phone as well as options like monthly payment and direct debit at no additional cost. By focusing exclusively on cabins, villas and on-site caravans in holiday parks MHIA Insurance may offer more competitive premiums than incumbent insurers, who may not have the same level of expertise in this area.

3. Speak with real people

Personalised service is another key benefit of choosing an insurance specialist. With a smaller customer base, specialist insurers can offer a more personalised experience, treating you as an individual instead of just another policy number. This personalised approach extends to claims handling as well. If you need to make a claim, you can rest assured that you'll receive the support and attention you need throughout the process. MHIA Insurance has years of experience in claims handling and will work with you every step of the way to ensure a smooth and stress-free claims process.

4. Holiday cabins too

Whether your holiday cabin or on-site caravan is located in a coastal town or a remote mountain range, we’ve spent 30 years learning about and understanding the unique risks associated with these properties. Our customer service team are trained to provide you with coverage to meet your specific needs.

When it comes to choosing the right home and contents insurance for cabins and caravans in holiday parks, not all policies are created equal. In addition to the risks mentioned above, other factors to consider include the location of your cabin, the type of materials it's made from, and the value of your belongings. When you insure with a MHIA Insurance, we consider each of these factors when underwriting your policy, ensuring that you have the coverage you need to protect your home and belongings.

MHIA offers a range of insurance options including home insurance, contents insurance, and home and contents insurance, designed specifically for land lease homes. With the right insurance in place, you have peace of mind knowing your home and belongings are protected. For more information on our policies, contact us by phone, email, or Facebook.