insurance
Why choose MHIA? Understanding the value of specialised cover
2nd September 2025
If you live in a land lease community, or you’re thinking about making the move, you likely already know it’s a little different to traditional homeownership.
The pace is right for this time in your retirement journey, your home is a comfortable size to suit your needs and the lifestyle is more relaxed.
It makes sense that your insurance should be different too.
At MHIA, we specialise in insurance for land lease residents, cabin and caravan owners and long-term park dwellers. We’ve spent 30 years listening to home owners and we’ve designed insurance products designed around your way of life.
Specialised insurance is cover specifically designed for the kind of home you live in and the lifestyle you lead. There’s no one-size-fits-all product that leaves gaps in your protection, covers things you don’t need or makes claiming harder than it should be.
Whether you live in a manufactured home, relocatable home, fixed caravan or cabin, we’ve built our cover to suit your needs. Depending on your policy, this includes:
With MHIA, there’s no need to explain what kind of home you live in or wonder whether your policy covers it. We already know and we’ve got you covered.
If you’ve ever tried to explain your home to a standard insurer, you’ll understand the difference straight away. Many ordinary insurers do not cover land lease or manufactured homes. Or they do, but with limitations that can leave you exposed.
At MHIA, land lease living isn’t a grey area. It’s our whole focus.
We understand that your home might be factory-built, that you might lease the land but own the structure, and that your lifestyle might include a few grey nomad getaways or seasonal sojourns.
And those are exactly the reasons our policies are:
When we say we know your world, we mean it. And that makes all the difference when it matters most – like at claim time.
We pride ourselves on taking care of our customers the way we’d want to be looked after. That means simple, supportive claims processes, friendly help when you need it, and a genuine commitment to getting you back on your feet.
We understand that if something happens to your home, it’s more than just a claim. It’s your safety, your memories and your peace of mind on the line.
Our dedicated claims team is:
You will not need to educate us about your living situation. You will not need to fight to be heard. You will not be treated like a number.
Every land lease home is different. Some are cosy and compact, while others are custom-built with all the extras. Some are near the beach, others are tucked away in the bush. Many are lived in full-time, while others are used seasonally or as part of a travel lifestyle as can be the case with cabins or onsite caravans.
We’ve designed our policies to flex with your life, so you can:
Because we’re specialists, we ask the right questions up front – and give you clear answers in return.
We’re not the biggest. We don’t have the flashy, expensive TV ads. But we are the most experienced in our field. And we believe that matters.
We’ve been protecting homes in land lease communities and parks for over 30 years. We’ve seen cyclones, fires, floods and thefts – and we’ve helped people recover from all of it.
When you choose MHIA, you choose:
MHIA insurance is designed for your home and your way of life
Standard home and contents insurance is created for standard homes. If your home is anything but standard, it makes sense to insure with someone who gets it.
If you want to learn more about what makes our cover different, or get a quote tailored to your home, visit mhia.com.au or call us on 1800 676 700.